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Conventional Mortgage Loans
30 Year Fixed Rate
 Rate  APR  Points
 7.250%  7.302%  0.000%
20 Year Fixed Rate
 Rate  APR  Points
 6.875%  6.942%  0.000%
15 Year Fixed Rate
 Rate  APR  Points
 6.625%  6.707%  0.000%
5 Year Adjustable Rate - Portfolio
 Rate  APR  Points
 6.750%  7.460%  0.000%
7 Year Adjustable Rate - Portfolio
 Rate  APR  Points
 6.875%  7.392%  0.000%
Home Equity Line of Credit
Home Equity Line of Credit
 Rate  APR  Points
 8.250%  8.250%  0.000%
Home Equity Installment Loans
Fixed Rate Home Equity Loan - 5 Year
 Rate  APR  Points
 7.500%  7.500%  0.000%
Fixed Rate Home Equity Loan - 10 Year
 Rate  APR  Points
 8.000%  8.000%  0.000%

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Brian Kilday

VP Team Leader, Mortgage Specialist

NMLS #: 5272
Office: 401-574-1923
Cell Phone: 401-418-0275
625 George Washington Highway
Lincoln, RI 02865

With over 20 years of mortgage experience Brian Kilday has extensive industry knowledge.  Brian started at BankRI in January of 2012 having previously been with Embrace Home Loans.  He received his Bachelor's degree from Johnson and Wales University.  Working as an VP Mortgage Specialist and Team Leader, Brian serves Warwick and Coventry.  BankRI offers a variety of mortgage products and applications can be done in your home, on the phone, or in one of our branch locations.

Territory:

Warwick & Coventry